Saturday, May 2, 2009

What is a personal injury claim?

Whenever a person is injured, the person experiences a personal injury. The law aims to protect a person from being harmed by other persons or organizations. If a person experiences harm as a result of the actions of another person or organization, that person may file a claim of injury. The application involves an attempt to demonstrate that either through negligence or because of voluntary or involuntary action, the person or organization caused the injury suffered by the injured party.

What are the different types of Personal Injury Claim?
Before deciding to file an injury you need to know a few things about this so that you will be able to proceed in order to bring you the best relief and compensation. Of course, the shortest and best way is to consult a lawyer. However, it never hurts, if you are a little knowledge on the subject, so that you understand your rights and what you have if you have the right to assert a claim.

There are two types of injury claims and these are: (2) general damages personal injury claim and (2) special damages and loss of future injury claim.

1. General damages: This type of injury claim involves a claim for compensation required for the physical or emotional pain that you may have had to endure after the injury or accident.

2. Special damages: This type of injury is to claim money for loss incurred as a result of injury or accident. It includes direct costs resulting from the accident and lost earnings.

Expenses generally classified as damages include:

* Damage to property you own (clothes, home, car, etc.)
* The costs of medical treatment
* Loss of wages for time you spent in hospital

Special damages may be compounded by the possibility of losing the ability to gain or continue in the same profession as you were before the accident. Special damages will also cover the loss you suffer if a member of your family died if that member was supporting you financially.

To make your case strong, you must keep all receipts for these payments closely. Proof that you have expenses incurred to recover the damage you suffered, the better your chances of winning the claim.

What else you should know before filing a personal injury claim?
It is a fact that your application may be limited if the other party can prove that part of the injury you suffered was partly or entirely your fault. Even if the other party happens to be at fault, if it appears that you have not tried to keep expenses and income at a minimum, your application may also be reduced.

Ensure that you have enough information about what you're likely to be granted if you file a claim and be aware that the law will be carefully both sides before processing the request. Expert advice if the injury was likely to succeed or not will help you make the best decision.

By : Amy Nutt

1 comment:

Anonymous,  January 5, 2012 at 6:04 AM  

Nice post. Thanks for explaining this insurance scheme in detail. I found this post really helpful as I got to know about personal injury claim in detail. You have shared so much about this scheme and its classification. Thanks again for posting.
liability insurance

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